Hello and thank you for the new calculator! I'm sure there will be a few glitches along the way but this is terrific!
I do have a question: How does a seller add insurance? Do we have to add it in as a packaging fee? There are times when I mandate included insurance if the item is high priced or fragile so I would not want it to be an optional add by the buyer. Also, if we do have to add insurance into a packaging fee, this is calculated by final selling price so how would you do that on an auction when you don't know the final price?