SE Pennsylvania St. Lake City FL 32025 .. .218 Acre Lot Columbia County

Please take the time to read this entire description, it contains a lot of detailed information about this property. 

PLEASE ask questions and do your own due diligence BEFORE you click on BUY NOW.

Please Understand That One of The Reasons That This Property Is A Great Deal Is Because NO FINANCING IS OFFERED!

This is a FULL purchase price sale, you are paying the FULL price of this lot. 

As Such, You MUST Be In A Position To Pay In Full!

 

Prime Florida Land 

For Sale 

 

Fantastic .218 Acre Lot

(9,497 Square Foot)

In Lake City, Florida 32025

 

The Lot's Address is on

SE Pennsylvania Street,

Lake City, Florida 32025

in Columbia County

 

-----CLICK HERE FOR A GOOGLE MAP----- 

 

 Lake City Is The County Seat of Columbia County, And It Is Known As "The Gateway To Florida".

 This Is A Great Place To Retire,

Build Your Dream Home,

or

 To Own As An Investment Lot!

 

 Are You Thinking About Retiring To Florida?

Are You Tired of SNOW?

Lake City Has

222 Sunny Days Per Year

AND...NO SNOW!

 

It Is A Great Retirement Location!

and

A Great Investment Area!

 

Do You Know That Florida

Has No State Income Tax!

The U.S. Average is 4.6%

That Is a $3,220 Savings

on a $70,000 Income!

 

This Lot Has A --BUY NOW-- Price of ONLY $5,000!

 

Please Understand That One of The Reasons That 

This Property Is A Great Deal Is Because

NO FINANCING IS OFFERED!

You MUST Be In A Position To Pay In Full!

 

 

Unlike Most Real Estate Transactions, 

I do NOT add additional fees for document

preparation or recording.

In most real estate transactions you will pay $500 or more for Deed preparation and recording,

But not with my sales!

I will pay ALL THE FEES for preparing & recording the deed!

No additional fees will apply! 

 

Details About This Property:

The Lot's dimensions are about:

87.6 feet x 130 feet x 58.5 feet x 130 feet

It is a 9,497 Square Foot Lot

(.218 ACRE)

 

This Lot's Parcel Number is # 14212-000

 See More Info at the

Columbia County

Property Appraiser Webpage:

Click Below:

http://columbia.floridapa.com/gis/

Then Enter 14212-000

Into The Parcel Number

Bar And Click On Run Search 

 

Please Note: 

I Live In California, I Have Never Been To This Lot!

 

Please do your own due diligence!

 

PLEASE NOTE: 

The 2021 Taxes Have Been Paid,

The New Owner Will Be Responsible To Pay The 2022 & 2023 Taxes.

As of March 2024 The Amount Owed For The 2022 & 2023 Taxes Is $209.75

 

 

This Lot Is In A Great Location!

There are Four Different Public Boat Ramps

Within Just Ten Minutes!

 

Numerous Stores (Walmart, Home Depot, Lowe's, etc.)

And Restaurants (Red Lobster, Starbucks, Hardees, etc.)

Within Just 3.3 Miles!

 

And The Country Club at Lake City

A Championship Par 72

18-Hole Golf Course 

Is Only 5 Miles Away!

 

 

Please Note, The Original Sub-Division Had SE Perry Ave Extending South Past SE Pennsylvania (East of The Lot).

It Appears That The City May Have Abandoned or Vacated That Portion of SE Perry Ave. 

However I Do Not Know This For Sure,

It Is Possible That The City May Continue

SE Perry Avenue Sometime In The Future. 

However, That Would Have No Effect on The Original Land.  The Original Land (Lot 9 & 10) Not Including The Area For SE Perry Avenue

Is 9,497 Square Feet (.218 Acre) 

(See Photos) 

 

FREQUENTLY ASKED QUESTIONS 

AND 

IMPORTANT INFORMATION:

 

How Did You Acquire This Property?   Why Are You Selling It?

I manage a portfolio of tax lien certificates in over 40 counties in Florida.  A tax lien certificate is basically a loan that is made when a property owner is unable to pay their property taxes.  These tax liens are made by the County Tax Collector, and then the tax collector sells the liens to private investors (like me).   These tax liens pay interest just like a mortgage or other loan.  When the property owner pays off his delinquent taxes the tax lien is automatically paid off.  However, once in a while an owner does not pay the delinquent taxes.  In this case a foreclosure is begun and the property is put up for sale.  I acquired this Lot in this manner.  

The prior owner  John Dilmuth inherited this lot in 2001.  The property taxes were paid until 2008. Tax liens were issued directly from The Columbia County Tax Collector.  A foreclosure process was started on the land, and since the taxes remained unpaid, the Columbia County Tax Collecter transferred the property to me

I would like to reinvest my funds into other tax lien certificates as soon as possible, so I am offering this lot here on Ebid at a deep discount.

I choose to sell via Ebid to avoid fees.  Realtor commissions, Escrow and Other Fees can easily exceed $2,500.  Using Ebid, I can avoid most of these fees and pass a great deal along to you!

This Land Was Purchased Via A Tax Deed ... What Is A Tax Deed and

How are Tax Deeds Different From Other Deeds?

A Tax Deed is a specific type of deed that is only used when a property owner fails to pay his property taxes.  A Tax Deed gives the County Tax Collector the authority to SELL the property to collect the unpaid property taxes.

The County Tax Collector must go through a series of legal steps in order to issue a Tax Deed.  These legal steps include notifying the property owner, applying for the tax deed, posting a notice at the property, and posting a public notice of sale.

Once a Tax Deed is issued and recorded the new owner is legally granted immediate possession of the property per Florida Statute 197.562.  While a Tax Deed does grant the buyer immediate possession, it does not give the buyer “marketable title”. 

What exactly is “marketable title”?  A property has a marketable title when that property can be transferred to a new owner without the likelihood that the ownership will be challenged, or that any other claims will be made on the property by another party.   A Tax Deed property cannot have marketable title because a Tax Deed legally transfers ownership to the new purchaser on one condition…that condition makes the assumption that the County Tax Collector has followed all the legal steps that are required in order to issue the Tax Deed.

But what happens if those legal steps are not followed exactly?   If the Prior Owner believes that an error has been made, then he can file a lawsuit to try to overturn or void the Tax Deed.  Fortunately, Per Florida Statute 95.192, the Prior Owner only has four years to bring about a lawsuit to challenge or void the Tax Deed.  Once those four years has elapsed the Prior Owner can no longer file a lawsuit, effectively eliminating that cloud on the title.  This is why most Title Insurance Companies will not issue title insurance during the four year period after a Tax Deed has been issued.

Whew that sure was a mouthful, I think I sound too much like a lawyer … Let me further explain with a hypothetical example. 

Let’s assume Mr. Smith owns a piece of land.  Mr. Smith unfortunately gets into a car accident and he is in a coma.  Because of the coma he does not pay his property taxes.  Tax Lien Certificates are issued and after two years the holder of the tax liens decides to file a Tax Deed Application (Foreclosure).  The Tax Collector goes through the legal steps and serves Mr. Smith with the notices, but because he is in a coma he cannot respond.   The land is then sold via Tax Deed.  One year later (or anytime up to four years later) Mr. Smith wakes up from his coma to discover that his land is gone.  What can he do? Because a Tax Deed has been issued Mr. Smith can no longer just go down to the Tax Collector and pay his back taxes.  Instead, Mr. Smith would need to get a real estate attorney and file a lawsuit (Mr. Smith would also need to pay all of the legal and court fees).  Mr. Smith would plead his case to the Judge, and in this specific case the Judge would most likely overturn the Tax Deed.  In this example the Judge would typically order that the land be returned to Mr. Smith, and that Mr. Smith would be required to pay back the taxes and fees from the tax deed application. 

When someone purchases a property via a Tax Deed they buy that property subject to the risk that at any time during the next four years the prior owner could file such a lawsuit in an attempt to challenge that Tax Deed.  By purchasing this land from me you are assuming that risk as well.  Because legal and court fees are expensive (about $2,500) it is very, very rare for a prior owner to try to overturn a Tax Deed, especially on lower priced properties.

Please keep in mind; one of the reasons this land is aggressively priced is because it was acquired via a tax deed.

Most of the people who buy land from me will simply hold the land for the four year period, and then they can build a home or re-sell the land at the full retail price.

The Tax Deed On This Lot Was Recorded On 05/26/2022, So The Four Year Period Will End On 05/26/2026.

Would I Be Able To Build A House On The Land?

Keep in mind, because this is a tax deed property the prior owner has a four year period in which he can file a lawsuit to try to contest or void the Tax Deed.  While this would be very, very rare Title Insurance Companies will typically not issue title insurance until that four year period has elapsed.

Most lenders will require title insurance before lending you money to build a home, so if you want to build a home on the land you would need to do one of these four options:  

• You could just wait out the four year period.  Once that four year time frame is past you should be able to get title insurance from most Title Insurance Companies.
• Or, you could file a Quiet Title Action with a Real Estate Attorney.  This is a lawsuit that would remove the prior owner’s right to file a lawsuit to try to contest the Tax Deed.  Please note; this option is NOT available in this sale.  If I were to perform the Quiet Title I might as well just sell the lot at the full retail price!  This option is available AT BUYER'S EXPENSE after title has passed to you . quit claim deed.
• Or, you could use a Title Certification Company like Cleartosell.com or Taxtitleservices.com.  These companies work with Title Companies--they will review the Tax Deed Application Records from the Tax Collector to determine whether a title policy can be issued on the property.  Please note; this option is NOT available in this sale.  If I were to perform a Title Certification I might as well just sell the lot at the full retail price!  This option is available AT BUYER'S EXPENSE after title has passed to you via quit claim deed.
• Or, Instead of buying my land you could choose to buy a different lot where title insurance is offered.   (For example you could just buy a similar lot through a Realtor at Full Retail Price)

Most of the people who buy land from me will simply hold the land for the four year period, and then they can build a home or re-sell the land at the full retail price.

If The Prior Owner Did Not Pay The Taxes, Does This Mean The Lot is Worthless or is "Swamp-Land"?

This Lot is far from worthless!  There are numerous homes in this area, and as such this lot would make a great homesite or a great lot for future growth & appreciation!

 

How Do I Pay?

The Buyer will need to WIRE Funds to My Bank, OR send a cashiers check or money orders for the final price along with the name of the new owner and how title will be held.  Once your funds have cleared I will prepare a quit claim deed and send it to Columbia County to be recorded.  

I will pay ALL THE FEES for preparing & recording the deed.

WHAT YOU PAY FOR THIS LOT IS WHAT YOU WILL PAY!  No additional fees will apply!

Please also note that Apps like Pay-Pal, Venmo, Zelle, Google Pay, etc. are NOT available for Real Estate Transactions (Their Rule Not Mine) So I am unable to accept payment via these apps.

Please also note:  Local Pickup does not apply, Deed will be recorded in Coumbia County at MY expense.  You as the Buyer will only pay the purchase price--not one penny more!.  I will pay all deed preparation and recording fees.  

In most real estate transactions you will pay $500 or more for Deed preparation and recording, But not with my sales!  I will pay ALL THE FEES for preparing & recording the deed.  WHAT YOU PAY FOR THIS LOT IS WHAT YOU WILL PAY!  No additional fees will apply!

Will You Really Sell This Lot At That Low --Buy Now-- Price?

Absolutely, The First Person To Click on "Buy Now" And Pay Will Get This Great Deal.

What About An Escrow?

I am able to offer this lot at a deep discount by keeping the fees and costs low.  Escrow fees can easily run $400 to $500.  This is why I ask the Buyer to wire funds to my bank, OR send a cashiers check or money orders for the purchase price.  I am very trustworthy, Check out my feedback--well over 1,500 with 100% positive feedback!  However if you would like an escrow it can be provided at YOUR Expense.  Also if you desire an escrow please contact me BEFORE you click on Buy Now!  

What About Title, What Type Of Deed Will I Receive?

You will receive a Quit Claim Deed which will transfer all of my interest in the property to you.  A Quit Claim Deed is a valid legal instrument that is used to transfer interest in real property—it is just as valid as any other type of deed.   

In fact, the most common deed used in Florida is a Quit Claim Deed. 

I use a Quit Claim Deed because I acquired this land via a Tax Deed.  As stated above, when someone purchases property via a Tax Deed they buy that property subject to the risk that at any time during the next four years the prior owner can file a lawsuit to attempt to challenge that Tax Deed.  Since I can not guarantee that the prior owner will not file a lawsuit to challenge the Tax Deed I must use a Quit Claim Deed to transfer the land to you. 

The Tax Deed which was issued by the Columbia County Tax Collector transferred 100% ownership of this land to me.  I am now the owner of the land.   When I record your Quit Claim Deed you will acquire all of my interest in this land, making you the new 100% owner of the land … in essence it would be just as if you had purchased the land from the Tax Collector yourself.  Because I purchased the land via a Tax Deed I assumed the risk of the Prior Owner filing a lawsuit to challenge said Tax Deed.  By purchasing this land from me via Quit Claim Deed you will be assuming that risk as well. 

Because legal and court fees are expensive (about $2,500) it is very, very rare for a prior owner to try to overturn a Tax Deed, especially on lower priced properties; however it is a risk that you are assuming.

Please keep in mind; one of the reasons this land is aggressively priced is because it was acquired via a tax deed.

Most of the people who buy land from me will simply hold the land for the four year period, and then they can build a home or re-sell the land at the full retail price.

The Tax Deed On Parcel This Lot Was Recorded On 05/26/2022, So The Four Year Period Will End On 05/26/2026.

What About The Property Taxes?

The 2021 Taxes Have Been Paid,

The New Owner Will Be Responsible To Pay The 2022 & 2023 Taxes.

As of March 2024 The Amount Owed For The 2022 & 2023 Taxes Is $209.75

What About Liens or Mortgages?

I acquired this land in a Tax Lien Foreclosure.  The Tax Lien Foreclosure / Tax Deed Process eliminates virtually all mortgages and liens.  ONLY IRS LIENS and some City/County/State liens can remain.  

IRS Liens as well as City/County/State Liens are part of the Public Record in Florida.  By entering the prior owner's name into the clerk of court's public records search the record will emerge. 

Please do your own due diligence, the prior owner's name is John Dilmuth.

I have attached a photo of the Prior Owner's Public Record.

The Prior Owner's Public Records are Super Clean, I did not see any IRS, City, County or State Liens.   

I am Not A U.S. Citizen Can I Buy The Lot?

Sure, I welcome International Buyers, but I do have some requirements.  If you are a foreign buyer you MUST pay by either wiring funds to my bank (in U.S. Dollars) OR obtain a cashiers check from CITIBANK, CHASE, WELLS FARGO or BANK of AMERICA and pay in US Dollars.  You must send the funds via a method like priority international mail with tracking availability.  Once your funds have cleared I will prepare a quit claim deed and send it to Columbia County to be recorded.  I will pay ALL THE FEES for preparing and recording the deed.  Deed will be returned to you via normal international mail (no tracking).   You can also access The County Clerk of Court website to print a copy of the deed once it is recorded.  Future property tax bills will be mailed to you by the county, or can be paid online.

It Seems To Good To Be True, What's The Catch?

I have tax lien certificates in over 40 counties in Florida.  As a result of dealing with such a huge number of tax liens I occasionally will acquire a property for just the un-paid taxes and fees.  When I acquire a property my only interest is to liquidate the property and reinvest the funds as quickly as possible.  Because my cost to acquire the property is low it means I can pass along a great deal to you!

If I know of ANY defects in the property I will ALWAYS disclose them to you.

Why Don't You Sell The Property In The "Normal" Way?

I choose to sell via Ebid to avoid fees.  When Selling the "Normal" way, the Realtor commissions, Escrow and Other Fees can easily exceed $2,500.  If I sell here on Ebid I can avoid most of these fees and pass a great deal along to you!  Also, time is money!  Selling vacant land at Full Retail Prices usually takes a very long time.  I would much rather sell quickly and reinvest the proceeds into more Tax Liens.

I Have More Questions, How Do I Contact You?

You can contact me at -213-503-9464 or 

You can ask a question via Ebid message 

See "Send Question To Seller" below. 

Thank you for taking the time to read this entire description.