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Originally Posted by
RATLINTOEZ
Hi Sparkybits.
A few words about Debt Collectors/Agencies.
Debt collectors have no powers to enter your house & remove goods.
This is a FACT of law (UK). They will try every trick in the book to
get you to part with the money they say you owe.
If possible always record conversations between yourself & a Debt collection company (Tell them you are recording the call)
Be Firm & try not to panic. I am aware that these jumped up bully boysthrive on intimidation,And the more you sound scared the more they thrive.Pay them not a penny, If they threaten you with court action,them proceed.This is another of their favourite Tricks.The Courts are there to settle disputes,they are not there to rule in favour of the debt collection agency's .Depending on the individuals circumstances you may only have to pay back the money owed at a £1.00 a month. These dept collection company's know this, this is why they try so hard to force you to pay a lot more than you could afford.Also remember that the original company who you acquired the debt with (i.e Greedbay) have sold your debt to the collection company,However,what they will not tell you is that the debt would have been sold for a little as 10p (Fact) And that they only have limited time to collect the debt.If you do decide to pay them (and for £4.00,you may decide it's worth it ,just for peace of mind) Be sure to obtain receipts, for any money sent,A client of ours paid a large amount by postal orders,the Debt collection company concerned,tried to say that they never received the money, i stepped in & was able to prove,that the money had been paid, And the company concerned was heavily fined by the courts! Seek advice,from citizen's advice & try not to worry.
Ratlin.