.
My response to a renewal car insurance provider:
"Your renewal quote is unbelievably high and I find that the practice of having to telephone to haggle the price down totally unacceptable. I have better ways of spending my life.
I have made alternative insurance provision for this next year in question so I will NOT renew with you again because of the above."
Maybe if enough folk did the same these thefts of our money and time would cease? So utterly annoying and frustrating.