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I have been selling online for over a year at another site. Starting to move from the other site due to increase fees. I am pleased to join Ebid with their very reasonable selling fees. This allows me to pass along the savings to my cutomers. We ship within one business day after we receive good funds. We accept PayPal as this protects both the customer and seller. PayPal allows us to send you a invoice if you do not have a account with PayPal and allows you to pay by credit card. So If you do not have a PayPal account and would like to pay with a credit card let us know and we will send you a invoice from our PayPal account that will allow you to pay with a credit card. We do not accept returns on certified coins or sealed packages. All other items items as stated in our auctions are sold with a 14 days "No questions asked" 100% return polciy. Only the cost of the actual returned item will be refunded. Shipping and insurances costs are not refundable. It is your resposiblity to return items to us at your expense and in the same condition we sent them to you. Damaged or lost items will only be refunded through the shipping Insurance.